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Your credit score is an integral part of your financial life. Therefore, you must understand what it’s all about. Lenders, landlords, insurers, utility companies, and even employers look at your credit score. It is derived from what’s in your credit reports, and it ranges between 300 and850. Yet, according to a recently conducted survey, nearly […]

As a consumer, you’ve learned the importance of establishing a good credit rating with your lenders.  So whether you are shopping for a new home or car or searching for the best deals on insurance, your creditworthiness will be judged by your credit rating or credit score. Bad credit history or bad credit habits will